What Does it Cost to Attend Saint Josephs University?

For the majority of families with college bound students, college costs are a significant concern. CNN reported in 2016 that the average American family was paying more than $100,000 for a four-year degree from a private university. Hence, it’s no surprise that over 85% of college students now receive financial aid. What is a surprise for many families, though, is how difficult it can be to predict college expenses. In this series, we at dive deep into the costs of attending college at hundreds of schools across the country to help you more accurately predict how much you’re likely to pay. To learn more about how much your family might pay for a degree from Saint Joseph’s University, don’t miss this post. College costs vary quite a bit as many different factors affect them. The amount that your family ultimately pays out of pocket for a college degree depends on how much scholarship money and merit aid your students receives, how much financial aid your family is eligible for, and how much the particular college costs to begin with. It is a complicated equation with many pieces that don’t fall firmly into place until late in the college selection process. It can be helpful, though, to learn about the specific factors that impact cost in an effort to better predict your own expenses. One of the biggest factors in determining college costs is the list price at the college your student ultimately attends. List price, also sometimes referred to as the sticker price, is the total cost of attending that college without any financial assistance. It generally includes tuition, room and board, and all necessary fees. Sometimes certain costs are excluded, like room and board at commuter schools, so make sure to confirm what the list price covers when you are comparing list prices from one school to another. The good news is that most families do not end up paying the entire list price. Instead, they pay a net cost that depends on how much financial assistance they receive in the form of institutional aid, merit aid, or federal, state, and local aid. A student’s financial aid package will often consist of a combination of several or all of these types of aid. The types and amount of assistance granted vary from one family and one student to the next making them difficult to predict in advance, but understanding more about them can help your family prepare for this big investment. During the 2016-2017 school year, the list price at St. Joseph’s was $59,574. Because St. Joseph’s is a private school, it does not offer discounts for state residents and the list price remains the same regardless of where you reside. Still, not many students pay the full list price. Those who should expect to do so are generally students with a family income of $175k or more. In 2016, students who received financial aid only had an average net cost of $53,050. Those without financial need who were awarded merit aid had an average net cost of $46,947. Again, these numbers are the same regardless of state of residence. The amount that a family receives in financial aid is highly dependent on how much that family earns. This means that breaking down net cost by family income level can provide important additional insight. At St. Joseph’s, those costs breakdown as follows. Estimating your chance of getting into a college is not easy in today’s competitive environment. Thankfully, with our state-of-the-art software and data, we can analyze your academic and extracurricular profile and estimate your chances. Our profile analysis tool can also help you identify the improvement you need to make to enter your dream school. St. Joseph’s commonly awards merit aid to its students. In 2017, 82% of students without financial need received merit awards. The average merit award for a student without financial need was $12,627. Saint Joseph’s ranks 270th in the pool over 1000 schools we analyzed for merit aid generosity. Loans are also common amongst St. Joseph’s students. In 2017, 79% of students held a loan to help finance his or her education. The average federal student loans per undergraduate student was $6,761. There’s no doubt that college costs represent a significant upfront expense for most families. It can be helpful to consider this a long-term investment, as a college degree generally leads to a lifelong increase in earning potential. Looking at the student outcomes for a particular college can help you gauge the potential return on this investment. At St. Joseph’s, 79% of students who begin a degree complete it within six years. The average salary ten years after graduation is $59,600. There will undoubtedly be other expenses that arise during the course of a four year degree program, and the cost of these will likely be linked to the local economy. Expenses like groceries, transportation, or even off campus housing will add up over the course of four years, so looking at the local cost of living can help you to better anticipate these costs. Saint Joseph’s University is located in Philadelphia, PA. Generally, big cities have a higher cost of living than suburban or rural locations, but Philadelphia is fairly affordable considering its size. The cost of living index in Philadelphia is 110.4 , meaning it is about 10% more expensive than the national average of all cities and towns. While transportation tends to be very expensive in Philadelphia, driving up the total cost of living, housing is surprisingly affordable given its urban setting. Students living off campus will spend about $834/month on a studio apartment or $1493/month on a three-bedroom. The job market in Philadelphia isn’t great, though. Unemployment rates run significantly above average while recent job growth and projected job growth are both slightly below average. Minimum wage in Pennsylvania is the federally mandated minimum of $7.25/hr, a rate which has held since 2009. Current legislation has been proposed to raise it to $12/hr, but nothing has passed as of May 2019. Scholarship money can be another big help when it comes to funding a college education. Many families think of scholarships as something reserved for only the most academically elite students across the country, but in reality they come in many different shapes and sizes. The most popular scholarship program is the National Merit Scholarship Program, which has over a million participants each year. High school juniors who take the PSAT are eligible for awards through this program based on their scores. Other awards are also distributed based on PSAT scores by the National Hispanic Recognition Program and awards from specific corporations or colleges. To learn more about the program, check out our post How to Qualify for the National Merit Scholarship Program . Scholarships exist on many different levels, too. Some, like the National Merit Scholarship Program, operate nationally and attract large pools of applicants. Others are regional or even local in nature, or have awards received for very specific skills, personal qualities, or backgrounds. You can check out some of the options in these posts: If you’re interested in learning more about college costs, applying for scholarships, and optimizing your student’s application, check out ’s Applications Guidance service. Here, your student will be paired with a personal admissions specialist from a top college who can provide step-by-step guidance through the entire application process, including the funding options available to your family.

ECONOMIC SOCIOLOGY Essay Example | Topics and Well Written Essays - 2500 words

ECONOMIC SOCIOLOGY - Essay Example (2002, p. 163) argued that micro-level theories of social psychology are helpful. Another perspective that was offered was from Ridgeway and Correll (2004, p. 510) who argued that cultural beliefs about gender are the key components that maintain and change the gender system. The International Trade Union Confederation reported in 2009 (p. 16), that the gender mean pay gap in the United Kingdom is 19.8% in favour of males. In the United States, based on the National Educational Longitudinal Survey data, Bobbitt-Zeher found that college-educated men in their mid-20s earn on average about $7,000 more than college-educated women on an annual basis (2007, p. 1). Bobbitt-Zeher (2007, p. 1) pointed out that the gap is still substantial at $4,400 per annum if the men and women have the same or similar credentials, scores on tests, specialization, and degrees from similar colleges. Bobbitt-Zeher elaborated (2007, p. 1) that â€Å"gender differences in fields of study continue to disadvantage women.† Further, â€Å"gender differences in work-related factors are more important than are educational differences for understanding income inequality among young workers† (Bobbitt-Zeher 2007, p. 1). Bobbit-Zeher cited that several studies have articulated t hat education may have realized an important role in reducing gender wage gaps over the past few decades. According to Bobbitt-Zeher (2007, p. 3), the following are the sources of gender-income gap: (1) the tendency for certain college majors to be associated with gender; (2) alleged link between standardized tests and gender; (3) the link between gender and amount of education; and (4) the selectivity of the college attended. Cohen and Huffman (2007, p. 681) reported that women representation in management can be a source of gender-wage gap at the workplace. Cohen and Huffman (2007, p. 681) made the conclusion based on statistical results from three-level hierarchical models on data drawn from the

Commercial office blocks Essay Example | Topics and Well Written Essays - 1250 words

Commercial office blocks - Essay Example On some occassions, high rise buiding may also comprise o f both the retail and educational facilities. High rise commercial office block is considered as the most recent from of high rise building which is considered as a mixed – use building. Being one of the highest and largest buidings, the cost for construction is relativey high. Together with that, both the commercial and office functions of such buidings require a high degree of maintenance. There is a wide variety of commercial buildings that subsists mostly within the USA. The buildings ranges from customary sandstone architecture to the contemporary ones, that is, the multi-story and the high- rise structures. The construction of some of the most important swimming pools purposed for global swimming competitions, are featured by high technological level. For them to retain their position as international pools, use of contemporary and accurate techniques is not an optional thing (American Institute of Steel Construct ion, 2003). There are different forms of high rise commercial office blocks. These may include: i. Shopping malls. There has been a growing trend since the 1970s of building large shopping malls at the suburbs of the business districts for large cities around the world. These malls contain everything from the supermarkets, banks, movie theatres and even restaurants. ii. Hotels and pubs. From an architecturally point of view, most of the large hotels are monumental in respect to modern blueprint and depicts the level of commercial tourism of the region. They are built ion the heart of the business districts of major cities with impeccable landscape gardens, spacious lobbies, restaurants and specialty shops. iii. Retail stores. Self relying retail outlets such as large electrical and furniture stores and fast- foods outlets are present all over the in semi-residential areas, along highways and near the large shopping malls. Big commercial links often than not establish a similar desig n creating an architectural icon that can be linked to such a company. iv. High-rise office skyscrapers. It all started in the 1960s with the building of multi-story officer blocks and at present it is so much evident especially in large cities and coastal regions. v. Industrial estates. These are constructed away from the central business districts and residential areas due to pollution and noise and the fact that they usually feature a one or two story offices and warehouses with individual parking and loading bays. The commercial leasing companies construct industrial estates and their residential areas flooded with factory waste and pollution. Storage warehouse Warehouse the most universal type of storeroom although other forms such as storage tanks and computer server farms still exist. It is a gigantic structure that supports the offloading of several trucks and railroad cars that hold supplier’s products while at the same time loading other smaller trucks for transport ation to customers. There are 5 types of warehouses namely: i. Private warehouse. This is owned and an ran by resellers and suppliers that use them for their personal supply endeavors. ii. Public warehouse. This is basically a space that can be leased to take care of short-term supply needs. Retailers running their own warehouses may seek to use them if their facilities have